Find and apply for the right mortgage with a little help from us. Whether you want to take that first step or plan your next move, your search starts here. Switch your mortgage to us. Get an idea of how much you could borrow, compare monthly repayments, try to find a better rate and more. If the coronavirus COVID has had an impact on your income, you might be concerned about keeping up with your mortgage payments.
Support for mortgage customers. Learn how to make the most of your mortgage with help on making payments, updating personal information, and what to do when you want to make your next move. Existing customer help. First time buyer help. Home mover help. We strongly recommend that you get a Decision in Principle , which is a personalised estimate of how much you could borrow. Please also refer to the 'Important information' section below. Think carefully before securing any other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage. How much can I borrow? Close screen reader. You can protect your mortgage with our Life and Body Cover. This type of insurance can give you the peace of mind of knowing that you and your loved ones will be able to keep your home, even if something happens to you.
It could help to pay off your mortgage in the event of your death, or if you become too ill to work. We have a range of options available to Halifax mortgage customers. Our Mortgage and Protection Advisers are on hand to discuss your needs and can help you to find the right level of cover for your needs. You can find out more about protecting your mortgage, the cover we offer and how to get a personalised quote by visiting our Mortgage Protection page.
Thinking about borrowing more? Can I apply? Borrowing more on your mortgage could be right for you if: Your monthly payments are up to date. If you need to borrow less, there are other borrowing options available. How much can I borrow? Ready to apply? Apply for an agreement in principle and find out how much you could borrow.
Already applying? Use our budget calculator to find out how much money you can afford to borrow. You can enter how much you would like to borrow and over how long you would like to pay it back.
Or you can use the sliders to increase or decrease the amount and the number of months. When you apply, you'll get a rate which is based on your personal circumstances and so may be different to the APR shown in the loan calculator. APR annual percentage rate gives you an idea of the total cost of a loan and is a good way of comparing loans.
This is shown as a percentage and includes any interest and fees that are charged to your account. The rate shown on our loan calculator is for illustrative purposes only.
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